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Editorial Notice: Opinions expressed listed below are creator's alone, not those of any financial institution, credit card issuer, airways or lodge chain, and have not been reviewed, accepted or in any other case endorsed by any of those entities. If you discover a mistake, or potential fraudulent exercise, you may dispute it. If you want to hold out your banking face-to-face, this account might not be good for you as a result of you'll be able to solely access internet or phone companies as a FlexDirect customer. Should you've even been in a situation the place you are unable to open a checking account because of previous financial troubles, then you aren't alone. It's frequently as quite a bit as you to handle your funds. Topic to credit rating approval on a Birks bank card account. Bottom Line: As a result of ongoing 'new cardmembers double their cash back at the end of the primary year' promotion, this is likely one of the best cash back bank cards for short-term rewards. 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